Your next move starts here

Whether it's your first home, your next one, or a better deal on the one you've got - make your next move with Morris Home Loans today.

Compare rates from
30+ lenders

Advice that works for you,
not the banks

Perth's trusted
mortgage team

More Lenders. More Possibilities

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Couple relaxing on the front steps of their new Perth home
Perth Mortgage Broker

Make the right move with Morris

Morris Home Loans works with 30+ of Australia's leading mortgage lenders to find you the best solution on your next property.

Whether it's buying your first home, finding a better rate on your current mortgage, unlocking equity or looking to upgrade or invest, we've got you.

Every situation is different, so it's our job to understand your current stage of life and more importantly your goals.

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Ready to make your next move?

Get started with Morris Home Loans and move with Morris

Compare rates from

30+ lenders

Advice that works for you,

not the banks

Perth's trusted

mortgage team

First Home Buyers

Buying your first home? You may need less deposit than you think

Buying your first home should feel exciting, not overwhelming.

Morris Home Loans helps first home buyers in Perth understand their real borrowing power, claim every available government scheme and grant and get from "thinking about it" to keys in hand with a clear plan and zero jargon.

At Morris Home Loans, we do all the heavy lifting so you can focus on the important things

We work with Australia's leading mortgage lenders, real estate agents and property experts to find you the best solution on your next property purchase.

Free call

Find out where you stand and what's possible.

Pre-approval

Your budget confirmed in writing, so you can shop with confidence.

Find your home

With your numbers locked in, look for your next home.

Your loan

We arrange the loan: application, scheme paperwork, lender follow-up.

Settlement

You get the keys; we stay in touch to keep the loan working for you.

Richard personally oversees your home loan journey every step of the way so you can get into your new home sooner.

One quick no-strings call is all it takes to get into your next home sooner.

Meet Richard

Richard works for you, not the banks

Richard Morris prides himself on finding the best mortgage solutions for his clients across Perth and Australia.

You'll deal with Richard directly - not a call centre - every step of the way.

Richard doesn't charge you a fee. He's paid by the lender.

Refinancing

Interest rates have moved, has your loan kept up?

Every rate change shifts two things: what your repayments cost, and how much you can borrow.

Whether you're reviewing your existing loan or working out your buying power in today's market, the starting point is the same - knowing your real numbers.

Richard Morris walking through a Perth neighbourhood with a couple and their puppy

Buying your next property has never been easier .

Testimonials

Hear from the Happy Home Owners

Don't take our word for it. See for yourself the impact out in the wild.

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move with morris

A home loan isn't just about getting approved, it's about creating opportunities for the life you want to build. My job is to simplify the process, provide honest advice, and find the right solution for your goals, not just the easiest one.

Richard Morris | Morris Home Loans

First Home Buyers Refinancing Investors Advice Brokerage
Guides and insights

Latest from Richard

Clear, practical guides to read before you talk to anyone.

FIFO worker in hi-vis sitting on a ute tailgate checking his phone at sunset
FIFO and Mining

Can You Get a Home Loan on a FIFO Contract or in a New Job?

Richard Morris, Perth mortgage broker
Richard Morris 28 October 2026 · 3 min read

Contract, casual, ABN or a new site? Here is what lenders commonly look at when your FIFO or mining work is not a permanent salary, and how to make it easier.

Young couple smiling at the front door of their new home, he holding a work duffel bag
Buying

Buying Your First Home on a FIFO Roster: What to Know in WA

Richard Morris, Perth mortgage broker
Richard Morris 28 October 2026 · 4 min read

You work away and want to buy your first home. Here is how the 5% Deposit Scheme, price caps, moving in and showing roster income work for first home buyers in WA.

Woman at her kitchen table reading payslips with a laptop open
FIFO and Mining

How Lenders Count FIFO and Mining Income: Base Pay, Allowances and Overtime

Richard Morris, Perth mortgage broker
Richard Morris 28 October 2026 · 4 min read

Lenders don’t all count FIFO and mining pay the same way. How base pay, overtime, allowances and bonuses are treated, and how to make your income count.