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Morris Home Loans
  • Home
  • Buying
    • Buying
    • First Home Buyers
    • South West WA
    • FIFO and Mining
  • Refinancing
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    • Property Investment
    • SMSF Property Loans
  • About
  • Resources
    • Guides & Articles
    • Calculators
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Unit 19, 100 Hay Street Subiaco, Western Australia 6008
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Buying

Buying Your First Home on a FIFO Roster: What to Know in WA

By Sarah Lenard | October 28, 2026
Young couple smiling at the front door of their new home, he holding a work duffel bag

You work away and want to buy your first home. Here is how the 5% Deposit Scheme, price caps, moving in and showing roster income work for first home buyers in WA.

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Buying in the Great Southern: What to Know About Albany and the Region

By Sarah Lenard | October 22, 2026
Woman with a coffee on a deck looking out over the coast near Albany, Western Australia

Albany and the Great Southern are growing. Here are the latest prices, what is changing, and what to check with your loan before you buy.

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Buying in the Peel Region: What to Know About Mandurah and Surrounds

By Sarah Lenard | October 22, 2026
Couple sitting by the Mandurah estuary at sunset looking at a phone together

Mandurah and the Peel region are growing quickly. Here are the latest prices, what is changing, and what to check with your loan before you buy.

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Perth Property Market: What the Latest Figures Mean If You Are Buying

By Sarah Lenard | October 22, 2026
Couple and their mortgage broker walking past a sold sign with their golden retriever

Perth prices are well up on last year but have eased since April. Here are the latest REIWA and Cotality figures, and what they might mean if you are buying.

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Using the Equity in Your Home to Buy Your Next One

By Sarah Lenard | October 22, 2026
Couple reviewing floorplans on a tablet at their kitchen bench

You have built up equity and want to move on. Here are the main ways to use it to buy your next home, and what to check first, including bridging loans and LMI.

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What Do Lenders Actually Check? How Borrowing Power Works in 2026

By Sarah Lenard | October 21, 2026
Couple at a kitchen table reviewing documents with a mortgage broker

Lenders test your loan at 3% above the real rate. Here is what they check, why it limits your borrowing power, and how to improve it.

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How Much Deposit Do You Really Need? The 5% Deposit Scheme and Keystart Explained

By Sarah Lenard | October 21, 2026
Couple unpacking boxes with their toddler on moving day

Buy a Perth home with a 5% deposit and no LMI? See how the 5% Deposit Scheme and Keystart work, and which may suit you.

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Buying Your First Home With a Friend or Sibling: What to Know Before You Sign

By Sarah Lenard | October 21, 2026
Two men planning over a tablet and notebook at a Perth cafe

Thinking of buying with a friend or sibling? Here is how the 5% Deposit Scheme works for two people, what lenders look at, and the questions to ask each other first.

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First Home Buyer Stamp Duty in WA: What You Will Actually Pay in 2026

By Sarah Lenard | October 18, 2026
Couple with their puppy outside their new Perth home

WA first home buyers may pay no stamp duty up to $600,000. See the real dollar figures after the 7 May 2026 changes, and what else to budget for.

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Recent Posts

  • Can You Get a Home Loan on a FIFO Contract or in a New Job?
  • Buying Your First Home on a FIFO Roster: What to Know in WA
  • How Lenders Count FIFO and Mining Income: Base Pay, Allowances and Overtime
  • Buying in the Great Southern: What to Know About Albany and the Region
  • Buying in the Peel Region: What to Know About Mandurah and Surrounds

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Richard Morris is a Credit Representative (CRN 570376) of Strategic Mortgages Perth (ACR 570592), authorised under Connective Broker Services Pty Ltd (Australian Credit Licence 389328). The information on this website is general in nature and does not take into account your personal financial situation, needs or objectives. Consider whether the information is appropriate for your circumstances before acting on it.

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