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Morris Home Loans
  • Home
  • Buying
    • Buying
    • First Home Buyers
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    • Property Investment
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FIFO and Mining

Buying Your First Home on a FIFO Roster: What to Know in WA

By Sarah Lenard | October 28, 2026
Young couple smiling at the front door of their new home, he holding a work duffel bag

You work away and want to buy your first home. Here is how the 5% Deposit Scheme, price caps, moving in and showing roster income work for first home buyers in WA.

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Can You Get a Home Loan on a FIFO Contract or in a New Job?

By Sarah Lenard | October 28, 2026
FIFO worker in hi-vis sitting on a ute tailgate checking his phone at sunset

Contract, casual, ABN or a new site? Here is what lenders commonly look at when your FIFO or mining work is not a permanent salary, and how to make it easier.

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How Lenders Count FIFO and Mining Income: Base Pay, Allowances and Overtime

By Sarah Lenard | October 28, 2026
Woman at her kitchen table reading payslips with a laptop open

Lenders don’t all count FIFO and mining pay the same way. How base pay, overtime, allowances and bonuses are treated, and how to make your income count.

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Recent Posts

  • Can You Get a Home Loan on a FIFO Contract or in a New Job?
  • Buying Your First Home on a FIFO Roster: What to Know in WA
  • How Lenders Count FIFO and Mining Income: Base Pay, Allowances and Overtime
  • Buying in the Great Southern: What to Know About Albany and the Region
  • Buying in the Peel Region: What to Know About Mandurah and Surrounds

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Richard Morris is a Credit Representative (CRN 570376) of Strategic Mortgages Perth (ACR 570592), authorised under Connective Broker Services Pty Ltd (Australian Credit Licence 389328). The information on this website is general in nature and does not take into account your personal financial situation, needs or objectives. Consider whether the information is appropriate for your circumstances before acting on it.

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