Investing
What Is an LRBA? SMSF Property Loans Explained After the 10 August 2026 Changes
An SMSF property loan is called an LRBA. Here is what it is, what changed on 10 August 2026, and what has stayed the same.
Read MoreCan an SMSF Still Invest in Property? Your Options When You Cannot Borrow
New SMSF loans for residential property have stopped, but there are other ways a fund can invest in property. Here is a plain run-through.
Read MoreHow Much Equity Can You Actually Use? A Simple Guide
Equity is what your home is worth minus your loan. Usable equity is lower. Here is how to work out your number.
Read MoreWhy Serviceability, Not Your Deposit, Is What Holds Most Investors Back
Lenders test your loan at 3% above the real rate. Learn why serviceability stalls investors, and what you can do about it.
Read MoreYour Second Loan: Offset Accounts, Splits and How to Structure It
Offset accounts, split loans and keeping your debts separate. How to set up your investment loan sensibly from the start.
Read MoreSMSF Property Loans: Can You Still Refinance After the 10 August 2026 Changes?
New SMSF loans for residential property are restricted from 10 August 2026. Existing loans and refinancing are not. Here is what that means.
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