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Morris Home Loans
  • Home
  • Buying
    • Buying
    • First Home Buyers
    • South West WA
    • FIFO and Mining
  • Refinancing
  • Property Investment
    • Property Investment
    • SMSF Property Loans
  • About
  • Resources
    • Guides & Articles
    • Calculators
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richard@morrishomeloans.com.au
Unit 19, 100 Hay Street Subiaco, Western Australia 6008
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Refinancing

7 Signs It Might Be Time to Refinance (and 3 Times to Wait)

By Sarah Lenard | October 21, 2026
Couple reviewing refinance paperwork together at their kitchen bench

Not sure if your home loan is still a good deal? Seven signs it could be worth refinancing, and three times to hold off.

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Refinancing: What It Costs and How to Work Out If It Pays Off

By Sarah Lenard | October 21, 2026
Woman using a calculator and reviewing a loan statement at her home desk

Refinancing has costs. Learn what they are, how to work out your break-even point, and three traps to watch for.

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SMSF Property Loans: Can You Still Refinance After the 10 August 2026 Changes?

By Sarah Lenard | October 21, 2026
Older couple reviewing papers and a tablet on their front verandah

New SMSF loans for residential property are restricted from 10 August 2026. Existing loans and refinancing are not. Here is what that means.

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Recent Posts

  • Can You Get a Home Loan on a FIFO Contract or in a New Job?
  • Buying Your First Home on a FIFO Roster: What to Know in WA
  • How Lenders Count FIFO and Mining Income: Base Pay, Allowances and Overtime
  • Buying in the Great Southern: What to Know About Albany and the Region
  • Buying in the Peel Region: What to Know About Mandurah and Surrounds

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Richard Morris is a Credit Representative (CRN 570376) of Strategic Mortgages Perth (ACR 570592), authorised under Connective Broker Services Pty Ltd (Australian Credit Licence 389328). The information on this website is general in nature and does not take into account your personal financial situation, needs or objectives. Consider whether the information is appropriate for your circumstances before acting on it.

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